The Credit Risk Analyst will be responsible for assessing, monitoring, and managing the credit exposure of counterparties across the company’s global trading and investment activities. The role involves detailed financial analysis, risk assessment, and continuous monitoring to safeguard the company’s balance sheet while enabling commercial growth. The ideal candidate will have strong analytical skills, a solid understanding of commodities/trading markets, and the ability to communicate risk insights to senior stakeholders.
Key Responsibilities
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Perform credit analysis and assign internal ratings for counterparties, including trading firms, producers, utilities, banks, and financial institutions.
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Conduct detailed financial statement analysis, cash flow modeling, and ratio analysis to assess creditworthiness and recommend credit limits.
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Monitor daily exposures, margin requirements, and collateral levels, ensuring adherence to internal credit policies and risk limits.
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Track market conditions, industry developments, and macroeconomic factors that may affect counterparty risk.
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Prepare and present credit reviews, risk assessments, and recommendations to the credit committee and senior management.
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Support the negotiation of credit terms, collateral agreements, and master trading agreements (ISDA, CSA, EFET, etc.).
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Collaborate with trading, operations, legal, and finance teams to evaluate new transactions, structured deals, and long-term contracts.
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Assist in the development and enhancement of credit risk models, stress testing, and scenario analysis.
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Ensure compliance with internal risk management frameworks, regulatory standards, and audit requirements.
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Maintain accurate and up-to-date records of exposures, ratings, and counterparty data in risk management systems.